savings account

Why Do Businesses Need Savings Accounts?

Businesses often utilize savings accounts for several reasons:
Liquidity Management: Having funds in a savings account ensures that a business maintains liquidity for unforeseen expenses or opportunities.
Interest Earnings: Unlike current accounts, savings accounts offer interest on the deposited amount, contributing to additional income.
Segregation of Funds: Savings accounts allow businesses to separate funds for specific purposes, such as tax payments or capital expenditure.
Safety: Deposits in savings accounts are generally insured up to a certain limit, providing financial security.

Frequently asked queries:

Relevant Topics