peer to peer (p2p) lending

What is Peer-to-Peer (P2P) Lending?

Peer-to-peer (P2P) lending is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary. P2P lending is facilitated through online platforms that match lenders with borrowers. This mechanism offers an alternative to traditional bank loans and investment opportunities.

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