The IMF provides financial assistance primarily through lending programs. These programs are designed to help countries overcome balance of payments problems, stabilize their economies, and restore growth. The main types of IMF financial assistance include:
1. Stand-By Arrangements (SBAs): Short-term loans to address immediate financial needs. 2. Extended Fund Facility (EFF): Medium-term loans to support structural reforms. 3. Poverty Reduction and Growth Trust (PRGT): Concessional loans for low-income countries.